Digital Life Certificate: With the introduction of the Jeevan Pramaan initiative, also referred to as the Digital Life Certificate (DLC), the Indian government has taken a major step towards modernising the pension system. With the use of cutting-edge biometric technology, this digital tool is crucial for all central government retirees since it allows them to electronically submit their life certificates. This initiative guarantees the smooth distribution of pensions to elderly individuals, especially retirees, without requiring frequent in-person verification at banks or pension offices.
Why Jeevan Pramaan is Important for Senior Citizens
It can be difficult and time-consuming for senior citizens to visit banks or government offices for pension-related work, especially if they live in distant areas or have limited mobility. Seniors can now save time and effort by submitting their digital life certificates from the convenience of their homes with Jeevan Pramaan. Biometric technology guarantees safe and precise verification, ensuring that pensions are paid out to only eligible pensioners.
How to Submit Your Digital Life Certificate Using Face Authentication
One of the most convenient methods introduced through Jeevan Pramaan is face authentication. It allows senior citizens to submit their life certificates without the need to visit a physical office. Here’s a simple breakdown of the steps involved:
- Download the Aadhaar Face RD Application: Pensioners need to download the “Aadhaar Face RD (Early Access)” application from the Google Play Store. This app is essential for the operation of the Jeevan Pramaan service and ensures the latest version, which is currently 3.6.3, is being used.
- Log into the Jeevan Pramaan App: Once downloaded, open the app. On the “Operator Authentication” page, enter your Aadhaar number, mobile number, and email address, then tick the Aadhaar checkbox and submit. An OTP (One-Time Password) will be sent to your registered mobile number and email. Enter this OTP for verification.
- Face Scan for Verification: After submitting your personal details, the app will request access to your camera for a face scan. This face authentication method uses AI to match your image with your Aadhaar details. Once verified, you will receive a Pramaan ID and a confirmation message on your phone screen.
Key Benefits of the Jeevan Pramaan Digital Life Certificate
- Ease of Use: The face authentication system allows pensioners to submit their life certificates from anywhere, without needing to visit banks or offices.
- Faster Processing: By leveraging technology, pension cases are processed much faster, ensuring timely disbursement of pensions.
- Accessibility: Even senior citizens in rural areas or with limited mobility can easily submit their certificates, with options such as the assistance of India Post Payments Bank’s Gramin Dak Sevaks and doorstep services from public sector banks.
Alternative Methods for Verifying the Digital Life Certificate
While face authentication is the most convenient, Jeevan Pramaan also offers several alternative methods for pensioners to submit their life certificates:
- Biometric Verification: Pensioners can use fingerprint-based biometric devices to verify their identity.
- Iris Scan: For enhanced accuracy and security, iris scanners can be used to verify the identity of pensioners.
- Video KYC: Pensioners can complete their verification via a video call with an authorized representative, ensuring their details are captured in real-time.
- Gramin Dak Sevaks Assistance: Senior citizens living in villages can rely on Gramin Dak Sevaks to visit their homes and help submit their Digital Life Certificates.
- Doorstep Banking Services: For pensioners who are unable to visit a bank branch, many public sector banks now offer doorstep banking services to assist with the submission of digital life certificates.
How to Ensure Proper Access to Your Pension Account
To ensure that your pension account remains active and you continue to receive your pension, it’s crucial to follow the steps below:
- Complete the Required Forms: Pensioners should accurately fill in their personal details, such as their name, Aadhaar number, mobile number, email address, type of pension, PPO number (Pension Payment Order), and pension account number.
- Verify Your Information: Double-check all the details you have entered before submitting. This ensures that your Digital Life Certificate is processed without delays.
- Final Face Scan: For final verification, a second face scan will be needed after completing the form and the first facial authentication. Pensioners will receive an acknowledgement message with their Pramaan ID and PPO number after this is completed.
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