Credit Cards: Everyone travels everywhere via railways. The government sets the price of train tickets. Because of this, there isn’t a discount on it; however, a lot of these credit cards have been released recently, allowing users to book train tickets and receive benefits like cashback, discounts, and free access to railway lounges.
Earn Five Points for Every Rupee Spent on IRCTC Reservations
You can earn five reward points on your IRCTC HDFC Bank Credit Card for each rupee you spend on reservations made through the Rail Connect app and IRCTC website. In addition, reward points are earned for each rupee spent on non-essential items. When using HDFC Bank Smart Buy to book tickets, there is an extra 5% cashback. In addition, there is free access to eight IRCTC Executive Lounges. But one can only use the free lounge twice every quarter. There is a 500 rupee joining fee for this card. On the other hand, the renewal charge is Rs 500 plus tax. The renewal fee is waived if you spend more than Rs 1,50,000 in a single year.
Earn Two Reward Points for Every Rupee Spent on IRCTC Tickets
There are numerous advantages to this Bank of Baroda credit card as well. You will receive 1000 bonus reward points for a single transaction of at least Rs 1000 when you use this credit card within 45 days of its issuance. In addition, you receive two reward points for every rupee you spend on tickets when you use the IRCTC mobile app and website. The annual and renewable fees are Rs 350, and the joining fee is Rs 500.
First-Class Benefits
Attractive reward points can be earned with this credit card when buying tickets for the AC1, AC2, AC3, Executive Chair Car, and Chair Car via the IRCTC mobile app. In addition, for every Rs 125 spent, one reward point is available. Four additional free lines of access are also offered annually.
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