Are you sick of having your UPI payments interrupted by internet issues? Do not be alarmed! To guarantee seamless transactions even in situations when connectivity is inconsistent, there exists a simple fix. Let’s look at how to easily make UPI payments without depending on an uninterrupted internet connection.
Making Use of the USSD Service for UPI Transactions Offline
The USSD service is helpful in cases of internet outages. Unstructured Supplementary Service Data, or USSD, is a mobile banking service that is available to consumers all across the country. You may do financial operations, such as UPI transactions, via USSD without an internet connection.
Step-by-Step Instructions
- *Dial 99# on Your Smartphone: You may use the USSD service on your smartphone and dialling *99#. Make sure the phone number you use is associated with your bank account.
- Choose the Language of Your Choice: Select the language of your choice from the list of choices. USSD offers multilingual support to accommodate a wide range of users.
- Enter the Name of Your Bank: Enter the name of your bank when asked. Integrating your bank’s services seamlessly is ensured by taking this step.
- Enter your debit card’s last six numbers as well as the expiration date to authenticate using your debit card details. This guarantees security and a successful connection to your bank account.
- Start a UPI Payment: After the setup is complete, you may start making UPI payments even if you are not connected to the internet.
How to Transfer Money Offline
- *Press 99# and choose ‘Send Money’: Return to the USSD service and choose the option to transmit money (marked with a ‘1’).
- Add the recipient’s information: Enter the recipient’s phone number or UPI ID.
- Indicate the Amount: Input the desired transfer amount.
- Verify Transaction Using UPI PIN: When asked, confirm the transaction by providing your UPI PIN.
- Transaction Completion: Even in the absence of internet access, the payment will be completed successfully after authentication.
Important Things to Remember
- There is a 5,000 rupee maximum transaction restriction for the USSD service.
- For smooth authentication, make sure the phone number you provide is connected to your bank account.
- All users may access banking thanks to USSD’s multilingual capability.
You can wave goodbye to the hassles brought on by erratic internet connections when completing UPI transactions by utilising the USSD service. To experience uninterrupted payments at any time, location and internet access, simply follow these easy instructions.
