Luxury Credit Cards: In exchange for a high annual fee, premium credit cards—also known as black or purple credit cards—offer a number of exclusive benefits to their holders. Only wealthy, extravagant people are eligible for premium cards, which are frequently seen as status symbols. These cards come with additional perks related to dining, travel, entertainment, and lifestyle. Some premium card features include access to international airport lounges, concierge services, free rounds of golf at golf courses worldwide, and air accident insurance.
A Personal Assistant at Your Fingertips
With a credit card that offers concierge service, you can hire a personal assistant to handle things for you. These chores can include ordering event tickets, giving gifts to your loved ones, or anything else you would like done by someone else. Travel insurance, overseas medical insurance, air accident insurance, and other insurance coverages are among the most popular insurance plans that come with premium cards. The extent of these insurance coverages varies from card to card depending on the issuer.
Axis Bank Reserve Credit Card
- Eight complimentary VIP services including security checks, immigration procedures, airport check-in, and porter services
- Four complimentary luxury chauffeured airport pickups and drops per year
- Both primary and add-on cardholders receive free unlimited access to domestic and international lounges, in addition to 12 complimentary visits for guests.
- Free Priority Pass membership Free hotel membership perks like room rate discounts at Postcard Hotel, Oberoi Hotels Resorts, Club Marriott Asia Pacific, Accorplus, and ITC Cuisine
- free overnight stays, easy check-ins and check-outs, etc.
- 50 complimentary rounds of golf are offered annually at a few Indian golf courses.
- Benefits from BookMyShow on both movie and non-movie tickets, five times per month, plus 50,000
- EDGE reward points upon card renewal and activation
- For every Rs. 200 spent, earn 15 EDGE reward points.
- double reward points for overseas purchases
- 1.5% annual fee waiver on low-cost forex markup when spending Rs. 35 lakh in a year
IDFC FIRST Private (Invite-only card)
- Upon card activation, receive two lakh bonus rewards points valued at Rs 50,000 and a Curated Taj Epicure Membership.
- Following payment of the annual fees, a one-lakh bonus reward point worth Rs 25,000 and the renewal of a Taj Epicure membership
- Three rewards for every Rs. 100 spent on offline purchases and rental transactions, and six rewards for every Rs. 100 spent on online purchases
- For every Rs 100 spent on other transactions and insurance premium payments, there is one reward.
- ten incentives for every rupee 100 spent on a birthday
- 10 rewards are awarded for every Rs 100 spent in-store, offline, and online beyond a monthly total of Rs 30,000.
- 1 Reward point = 0.25 Rupees A special way to redeem reward points that allows you to donate to a charity and receive 25% of your money back
- Karma points are awarded for 10% of birthday expenditures, up to a maximum annual value of Rs. 25,000.
- Unrestricted access to India’s domestic and international airport lounges and spa
- Four free trips to train lounges within a quarter
- BookMyShow offers an instant discount of up to Rs. 750 per month for plays, movies and event ticket bookings made twice a month.
- Two complimentary rounds of golf or lessons per month
- There is no forex markup fee.
Axis Burgundy Private Credit Card
- 30,000 EDGE reward points upon initial purchase
- For every Rs. 200 spent, earn 15 EDGE reward points.
- complimentary memberships to hotels and restaurants, such as Taj Epicure, Accor Plus, and Club Marriott
- Save up to 15% and enjoy special treatment at Postcard hotels as well as domestic and international Oberoi & Trident hotels.
- Priority Pass holders and add-on Priority Pass holders have unlimited access to lounges at international airports, with 12 complimentary visits per guest.
- For primary and add-on cardholders, unlimited access to domestic airport lounges, as well as twelve complimentary guest visits
- Save up to 30% on transportation to international and Indian airports
- Benefits related to health and wellness, including discounts on Weljii coaching, free second opinion consultations, international travel & medical assistance when travelling abroad
- There is no forex markup fee.
- Save up to 40% on meals
- Fifty complimentary golf outings each year
- BookMyShow offers discounts on both movie and non-movie tickets five times a month.
- Free concierge service for eight trips to the airport
HDFC Diners Club Black Metal Edition Credit Card
- Fees for joining: Rs 10,000 + applicable taxes
- Get the next renewal year’s renewal fee waived if you spend Rs. 8 lakh in 12 months.
- Unlimited Use of Airport Lounges
- Six Free golf matches on some of the best courses in the world every three months Free yearly memberships to Club Marriott, Amazon Prime, and Swiggy One as a welcome perk
- every calendar quarter, 10,000 Bonus Reward Points are awarded for spending ₹ 4 lakh.
- Double Reward Points for Weekend Meals
- For every ₹ 150 spent, earn 5 Reward Points.
- Reward Points via SmartBuy up to 10X
SBI Card ELITE
- Annual fees: Rs 4,999
- 1.99% is the lowest foreign currency markup when using it abroad.
- For every Rs. 100 spent on foreign transactions, you will receive two reward points.
- Dedicated support for online doctor consultations, gift deliveries, and flower deliveries.
- Get a free Club Vistara Silver membership and a free Trident Privilege Red Tier membership.
- For every Rs. 100 spent on Vistara flights, you will receive 9 Club Vistara points.
- Access more than a thousand airport lounges globally
- Get 5 times the reward points for dining, shopping at department stores, and groceries.
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