Travel Credit Card: People who travel often understand the importance of having a good credit card for travel. Through direct discounts, co-branded reward points, travel memberships, air miles, and lounge access, they provide significant savings. It is essential to compare travel credit card offers from reputable banks such as SBI, HDFC, and Axis Bank if you are in the market for one. Here’s a thorough examination of some of the top travel credit cards on the market right now.
Here’s a comparison for the travel credit cards offered by SBI, HDFC and Axis Bank:
| Feature | Axis Bank Atlas Credit Card | Axis Bank Vistara Infinite Credit Card | SBI Card Air India SBI Signature Card | HDFC Bank Intermiles HDFC Bank Signature Credit Card | HDFC Bank Diners Club Black Metal Edition Credit Card |
|---|---|---|---|---|---|
| Annual Fee | Rs. 5,000 | Rs. 10,000 | Rs. 4,999 | Rs. 2,500 | Rs. 10,000 |
| Welcome Offer | 2,500 EDGE Miles on first transaction within 37 days | 1 Vistara Business class ticket voucher on joining fee payment | 20,000 bonus reward points on joining fee payment | Discount voucher of Rs. 750 on flight tickets and Rs. 2,000 voucher for hotel bookings | Complimentary annual memberships of Club Marriott, Amazon Prime, and Swiggy One on spending Rs. 1.5 lakh within 90 days |
| Rewards Program | EDGE Miles | CV Points | Reward Points | InterMiles | Reward Points |
| Rewards Rate | Up to 5 EDGE Miles per Rs. 100 spent on Travel, Airline, & Hotel | 6 CV Points per Rs. 200 spent | Up to 30 reward points per Rs. 100 spent | Up to 12 InterMiles per Rs. 150 spent on flight/hotel bookings | 5 reward points per Rs. 150 spent on retail |
| Lounge Access | Up to 12 tier-based international visits & 18 domestic visits | 2 domestic lounge visits per quarter | 8 complimentary domestic VISA lounge visits per year (2 per quarter) | 16 domestic Visa/MasterCard lounge visits per year | Unlimited domestic & international lounge access |
| Additional Benefits | Tier-based lounge visits, milestone bonuses, tier upgrades | Golf rounds, Trident property discounts, dining offers | Priority Pass Membership, bonus reward points on annual spends | Renewal fee waiver, dining discounts, Priority Pass Membership with international lounge visits | Golf games, dining discounts, renewal fee waiver |
| Suitability | General Travelers | Vistara Flyers | Air India Enthusiasts | Miles Accumulators | Luxury Travelers |
Axis Bank Atlas Credit Card
The Atlas Credit Card from Axis Bank stands out for its extensive list of travel-related perks. After their first purchase within 37 days of the card’s issue, users can obtain 2,500 EDGE Miles with an annual charge of Rs. 5,000. If monthly expenditures surpass Rs. 2 lakh, the incentives continue with 5 EDGE Miles for each Rs. 100 spent with Travel EDGE, airline, and hotel merchants. In addition, cardholders receive milestone rewards of up to 10,000 additional EDGE Miles yearly, as well as tier-based access to local and international airport lounges.
Axis Bank Vistara Infinite Credit Card
The Vistara Infinite Credit Card is available from Axis Bank for individuals who prefer the skies. Cardholders receive a number of perks, including vouchers for Vistara Business class tickets, Club Vistara Gold membership, and CV Points that can be redeemed for award flights and upgrades, in exchange for an annual fee of Rs. 10,000. In addition, the card offers free golf outings, savings on reservations made at Trident properties, and exclusive dining deals through EazyDiner.
SBI Card Air India SBI Signature Card
The Air India SBI Signature Card is a product from SBI designed especially for fans of Air India. The card, which costs Rs. 4,999 a year, provides free enrollment in Air India’s Flying Returns frequent flyer programme. When Air India tickets are purchased, cardholders receive significant reward points in addition to free Priority Pass membership and access to domestic VISA lounges. Additionally, bonus reward points are given out in accordance with yearly expenditure targets.
HDFC Bank Intermiles HDFC Bank Signature Credit Card
The Intermiles HDFC Bank Signature Credit Card is offered by HDFC Bank and is designed for individuals who enjoy accumulating miles. Cardholders can earn InterMiles on retail and travel reservations and obtain without charge InterMiles Silver Membership with an annual cost of Rs. 2,500. With savings on hotel and flight reservations, free lounge access, and dining benefits, the card is a complete travel companion.
HDFC Bank Diners Club Black Metal Edition Credit Card
The Diners Club Black Metal Edition Credit Card from HDFC Bank is a premium option for travellers who want to travel in style. The card is priced at Rs. 10,000 a year and offers a tonne of perks, such as free memberships, bonus reward points, unrestricted access to lounges, and discounts on dining and retail. This card is intended for those who appreciate luxury.
Important Note: It is essential to check the official website for the latest information on travel credit cards, as they change over time.