Indira gandhi shehri credit card yojana: In a move to combat employment disruption due to COVID-19, the Rajasthan Government, led by Chief Minister Ashok Gehlot, has rolled out a promising scheme named Indira Gandhi Shehri Credit Card Yojana. The programme is designed to offer financial support to small traders, vendors, and citizens working in the informal sector who were hit hard by the pandemic’s economic fallout.
Indira Gandhi Shehri Credit Card Yojana 2023 – A Helping Hand to Traders
Launched in 2023, the scheme is intended to provide loans up to ₹50000, enabling small traders to tackle financial difficulties. The urban populace, particularly those rendered jobless by the pandemic, is expected to benefit significantly from this scheme. With its interest-free loans and a duration of one year, the initiative does not require any form of guarantee from the loan recipient.
Reviving Economy, Reviving Lives
The objective behind the Indira Gandhi Shehri Credit Card Yojana is two-fold: providing economic support to unemployed youth and mitigating the adverse impacts on the informal trade due to the lockdown. The interest-free loans provided under the scheme will be a significant step towards reviving the economy and sustaining livelihoods.
Implementation of the Yojana
The Urban Local Bodies (ULB) will establish a screening committee to implement the Yojana. The committee, chaired by an authorised Municipal Commissioner or EO, will include representatives from the District Industry Centre and senior branch managers from banks. The committee will vet the applications and oversee the distribution of loans. An official web portal and mobile application will also be developed for smoother implementation.
Boost for the Marginalised Communities
Special emphasis is placed on the scheduled caste, scheduled tribe, and other backward classes in urban areas, as the scheme’s implementation for these communities will be carried out by Anuja Corporation.
This Yojana is indeed a beacon of hope, set to boost the micro-economic landscape of Rajasthan and revitalise the lives of countless citizens. The implementation will not only provide immediate relief but also help in the long-term economic recovery of the region.
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